The Appeal of Baccarat: Why Players Love It

BetMGM Canada Jul 20, 2026, 4:17 PM
min read
A casino dealer runs a baccarat table with a group of dressed-up players standing around the game table watching the game.

From Macau to Las Vegas, in land-based and online casinos, players keep coming back to baccarat. What makes this game so special? Reasonable odds and chance-based gameplay make baccarat great for new players, alongside other staple online casino games.

Learn more about what makes baccarat unique among table games, and see how baccarat has left its mark on the player base of both land-based and online gambling venues.

Unique Traits of Baccarat

Baccarat is popular due to a number of unique traits that set it apart from other table games, or even other games of pure chance like slots or Keno.

1. Easy to Learn

First is the accessibility of the baccarat rules. Baccarat is a game where new players can learn how to play in seconds and play at the same skill level as veterans. This is because baccarat has minimal strategy and therefore no learning curve. Ultimately, all wins and losses are sheer luck as players can’t affect the outcome of a given hand.

2. Low House Edge

Second is the balanced odds in a baccarat game. There are two hands in baccarat that players can bet on: the banker and the player. These bets have a 1.06% and 1.24% house edge, respectively, making them similarly likely to win. Another bet, the tie bet, has a much higher house edge of 14.40% and should be considered a very risky bet.

Balanced odds come with balanced payouts, as both the banker and player bet pay +100, although winning banker bets have a 5% commission to account for the lower house edge. The result is that each hand of baccarat is close to a 50/50 bet.

3. Unique Scoring System

Third is baccarat’s special way of valuing hands. All cards are valued according to their printed number, except aces are valued at one, and tens (and face cards) are valued at zero. Every card in a hand is added together, and the digit in the tens column is dropped. So a hand of 17 would be valued as seven.

This makes the most valuable hand in baccarat nine, and the least valuable is zero. A small range of possible hand totals keeps baccarat comprehensible instead of bogging down players with dozens of possibilities. But veterans can choose to play baccarat variants with side bets if they’re looking for more complexity.

Baccarat Popularity in Land-Based Casinos

Early baccarat-like games likely originated in China, Korea, and Japan, but baccarat really hit its stride with a number of rules variants played in France at the end of the 18th century. Gambling houses like casinos were largely illegal in Europe, so French aristocrats played baccarat amongst themselves in private sessions.

Many years later, baccarat made its way back east as the city of Macau became the only city in China with legal gambling. Over 90% of Macau’s gambling revenue comes solely from punto banco baccarat. High rollers flock to Macau’s baccarat tables to wager huge amounts of money on credit behind the doors of exclusive VIP rooms. But variants like mini baccarat have evolved so regular players can also enjoy the game at land-based casinos.

Other parts of the world often prefer slots over table games in casinos, but baccarat’s influence is still growing, and one day, baccarat may become as popular as staples like blackjack or roulette outside of Asia.

The punto banco rules make baccarat simple to play for even budget-conscious gamblers. As well, balanced odds and strategy-lite gameplay help new players get started without much risk. A lively social element, with superstition and suspense, also makes baccarat tables appealing in land-based casinos.

Baccarat Popularity in Online Casinos

As online casinos began popping up, online baccarat also made the transition to the digital world. Players can now access baccarat from the comfort of their home or on the go via a mobile device, which lowers the barrier to entry for new baccarat players.

Additionally, multiple software studios produce their own range of baccarat titles, each with different table limits, aesthetics, and game mechanics. Players have a baccarat buffet at their fingertips, so every player can find a baccarat title suited to their own preferences.

The other big innovation with online baccarat is the introduction of live dealer baccarat. Aside from being more immersive, live baccarat restores the social element of in-person baccarat that many players enjoy. Many live titles also include other appealing features, such as the squeeze, in which baccarat hands are slowly revealed to build tension.

Online casinos have opened the door to a new generation of baccarat players. Easy access to casino games creates new opportunities to learn baccarat for beginners, with the option for low minimum bets so players can learn in a low-stakes environment. The variety of baccarat variants also keeps veteran players engaged with new game mechanics or expanded betting options.